Allison Bourn

Allison Bourn

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$345,000

($156,977 down)
FHA

14620 N 31ST Lane, Phoenix, AZ 85053

4
2
1,232 sqft
PITI Monthly
$1,348.94 /mo

Listing courtesy of: Noe Jimenez, American Freedom Realty

Assumed Rate

3.69%
7.15%

Principal & Interest

$970 /mo
$1,426 /mo

What's Special

SHOPPING
NO HOA

Welcome to this nice 4 bedroom 2 bath block home with quartz countertops And bathrooms, Fresh brand new carpet throughout the rooms and paint, nice quite neighborhood centrally located with no HOA, Close to all major Freeways such as 101 and I-17 as Well as All schools including Arizona State University and all shopping centers. SAVE ENERGY WITH SOLAR SYSTEM INSTALLED WITH A MONTHLY PAYMENT OF ONLY $140. (LOAN TO BE ASSUMED.)

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.69
Remaining Loan Term
24 years, 7 months
Monthly PITI
$1,348.94/mo
Estimated Loan Balance
$200,053
Cash to close
$156,977
Interest Paid
$40,000

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment, Other
  • Heating: Ceiling
Features
  • Materials: Brick Veneer, Wood Frame, Blown Cellulose, Block, Brick, Ducts Professionally Air-Sealed
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 4
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Brick Veneer, Wood Frame, Blown Cellulose, Block, Brick, Ducts Professionally Air-Sealed
  • Roof: Composition
Condition
  • Year Built: 1972
Details
  • Builder: KNOELL HOMES

Community & HOA

Community
  • Subdivision: KNOELL NORTH 6
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $280.03
  • Tax Annual Amount: $947
  • On Market Date: 2025-05-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $156,977 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $156,977!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$188,023
Your Cash$156,977
Total Purchase Price:$345,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$970/mo
Traditional @ 7.15%
$1,479/mo
You save $508/month ($6,102/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6857276

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-05-07T15:50:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.69%
7.15%

Principal & Interest

$970 /mo
$1,426 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $156,977 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $156,977!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$188,023
Your Cash$156,977
Total Purchase Price:$345,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$970/mo
Traditional @ 7.15%
$1,479/mo
You save $508/month ($6,102/year)

*Secondary financing rates are an estimated value based on input

Follow Us
REVINRE
Agent/Broker
Allison BournREVINRE(480) 567-2682bourn2sellaz@gmail.comMLS SA640480000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than REVINRE are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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